After two years, I applied to Saint Joseph’s University. I had all intentions of becoming a undergraduate student that lived on campus and got involved in every way possible. When I was not approved for private loans without a cosigner, that dream quickly fizzled out. I made the decision to drive the 15-miles to campus each day. While I wanted to quit my job and put everything I had into my education, that just wouldn’t be a possibility. I could not and would not in good conscious leave my mom with a $ tuition bill each month. I continued to work 20-30 hours each week to help lessen my mother’s financial burden.